In a Bay Area home sale, the seller typically pays a significant portion of the closing costs. While these can vary depending on the city, county, and terms of the purchase agreement, here are the typical seller closing costs in the Bay Area:

1. Real Estate Commission (5–6%)

• Standard range: 5%–6% of sale price (split between listing and buyer agents).

• Example: On a $1M home, that’s $50,000–$60,000.

2. Transfer Taxes

These vary by city and are typically paid by the seller:

• Alameda County Transfer Tax:

  • $1.10 per $1,000 of sale price

  • Applies county-wide (including all 3 cities).

• City Transfer Taxes:

  • Oakland:

    • $15 per $1,000 (up to $300K sale price)

    • $17.50 per $1,000 ($300K–$2M)

    • $25 per $1,000 ($2M–$5M)

    • $30 per $1,000 (over $5M)

  • Berkeley:

    • $15 per $1,000 (standard rate)

    • Additional Measure P Transfer Tax: 1.5% on portion over $1.5M.

  • Alameda (City of):

    • $12 per $1,000

✅ These stack with the $1.10 Alameda County tax.

3. Title and Escrow Fees

• Owner’s Title Insurance: Seller typically pays.

• Escrow Fees: Usually split 50/50 with the buyer in Alameda County.

• Estimated Total (title + escrow): Around $1,000–$2,500 depending on sale price and provider.

4. Natural Hazard Disclosure (NHD) Report

• Required in California. Seller usually pays.

• Cost: ~$100–$150

5. Pest Inspection and Clearance

• Often seller-paid, especially if buyer requests repairs or clearance.

• Cost: $100–$400 for inspection, more if treatment is needed.

6. HOA Docs & Dues (if in a condo or HOA community)

• Seller pays for required disclosures and HOA doc package.

• Typical cost: $300–$500

• Prorated dues or special assessments may also apply.

7. Miscellaneous

• Reconveyance Fee: If you’re paying off a mortgage (~$75–$150)

• Recording Fees: ~$100–$200

• Outstanding liens, property taxes, or credits to buyer